The Commercial Bank of Ozark is
participating in the FDIC's Transaction Account Guarantee Program.
Under this program, through
December 31, 2010, all non-interest bearing accounts are fully guaranteed by
the FDIC for the entire amount held in the account. Non-interest bearing
accounts are defined as accounts earning less than 0.25 percent.
Coverage under the Transaction
Account Guarantee Program is in addition to and separate from the coverage
available under the FDIC's general deposit insurance rules.