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Personal Savings

Regular Savings Account
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Minimum to open  $100.00

Regular Savings Accounts earn simple interest which is posted to the account quarterly and is calculated on the collected balance.  Interest will be paid at the rate established by the Commercial Bank for your savings account.  You are allowed unlimited withdrawals by mail, ATM or in person.  You are allowed unlimited transfers to any account of yours with CBO by mail, or in person.  You are limited to six total transfers per month by either: ACH debits, telephone transfers, preauthorized transfers, or transfers made through telephone banking or internet banking.  Each additional withdrawal is subject to a $2.00 charge.

Statements are sent quarterly (monthly with EFT or ACH activity)

If the account is closed within 30 days of opening a $10.00 fee will be charged.

If the balance drops below $100.00 during the quarter, there will be a $6.00 service charge.

*E-Statement free ($1.50 per paper statement)

Junior Savings
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Minimum to open $25.00

This account is for children from birth to age 19 and requires a Parent or Guardian signer.

Junior Savings Accounts earn simple interest which is posted to the account quarterly and is calculated on the collected balance.  Interest will be paid at the rate established by the Commercial Bank for your savings account.  You are allowed unlimited withdrawals by mail, ATM or in person.  You are allowed unlimited transfers to any account of yours with CBO by mail, or in person.  You are limited to six total transfers per month by either: ACH debits, telephone transfers, preauthorized transfers, or transfers made through telephone banking or internet banking.  Each additional withdrawal is subject to a $2.00 charge.

Statements are sent quarterly (monthly with EFT or ACH activity)

If the account is closed within 30 days of opening a $10.00 fee will be charged.

If the balance drops below $25.00 during the quarter, there will be a $6.00 service charge.

*E-Statement free ($1.50 per paper statement)

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Notice: Because there is a risk that information transmitted via Internet email could fall into the wrong hands, Commercial Bank of Ozark suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. If this information must be stated, please contact Commercial Bank of Ozark by phone or at your nearest office. Thank you. If you "Continue", the link will open a new email message in your default email program.

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